Last updated: February 2026
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and VoxIt Media Consulting AB, a company registered in Sweden with organization number 559316-5862, operating the FINOVO platform ("FINOVO", "we", "us", or "our").
By accessing or using the FINOVO platform, mobile applications, or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree, please do not use our Service.
FINOVO provides an AI-powered accounting and financial management platform that includes:
You must be at least 18 years old and have the legal authority to enter into these Terms. If registering on behalf of a company, you represent that you have authority to bind that entity.
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must immediately notify us of any unauthorized access or security breach.
You agree to provide accurate, current, and complete information during registration and to update this information to keep it accurate.
FINOVO offers various subscription plans with different features and pricing. Details are available on our website. We reserve the right to modify pricing with 30 days' notice.
Subscriptions are billed in advance on a monthly or annual basis. All fees are non-refundable except as required by law or as explicitly stated in these Terms.
We may offer free trials. At the end of the trial period, your subscription will automatically convert to a paid plan unless you cancel before the trial ends.
You agree not to:
FINOVO and its licensors retain all rights, title, and interest in the Service, including all software, designs, text, graphics, and other content. The FINOVO name, logo, and related marks are our trademarks.
You retain ownership of all data, documents, and content you upload to the Service ("Your Content"). You grant FINOVO a limited license to process, store, and display Your Content solely to provide the Service to you.
Our Service uses artificial intelligence to extract and categorize data from your documents. While we strive for accuracy, AI-processed data may contain errors. You are responsible for reviewing and verifying all extracted data before using it for official accounting purposes.
FINOVO is not a licensed accounting firm and does not provide professional accounting advice. The Service is a tool to assist with bookkeeping; you remain responsible for the accuracy of your financial records.
Our collection and use of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference. For business customers processing personal data, our Data Processing Agreement applies.
We aim to maintain high availability but do not guarantee uninterrupted access. We may suspend the Service for maintenance, updates, or security reasons. We will provide reasonable notice when possible.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
You agree to indemnify and hold harmless FINOVO, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.
You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.
We may suspend or terminate your account for violation of these Terms, non-payment, or if required by law. We will provide notice except in cases of severe violations.
Upon termination, your right to use the Service ceases. You may export your data before termination. We will retain your data for 90 days post-termination, after which it will be deleted.
These Terms are governed by the laws of Sweden, without regard to conflict of law principles. Where you are located in Zambia, the mandatory consumer-protection and data-protection provisions of Zambian law, including the Zambia Data Protection Act, No. 3 of 2021, shall additionally apply and are not waived by this clause.
Any disputes arising from these Terms shall be resolved through binding arbitration administered by the Arbitration Institute of the Stockholm Chamber of Commerce, unless you are a consumer entitled to bring claims in your local courts.
We may modify these Terms at any time. Material changes will be communicated via email or through the Service at least 30 days before taking effect. Continued use after changes constitutes acceptance of the new Terms.
For questions about these Terms: